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By accessing and using thecmgmedia.com, you agree to the following Terms and Conditions. CMG Media is a U.S.-based marketing agency providing marketing services, memberships, and subscription-based offerings. All services and purchases, including subscriptions and one-time payments processed via Stripe, are non-refundable under any circumstances. By using our site, you confirm that you are at least 18 years old and legally capable of entering into a binding agreement. Users are not permitted to submit content or engage in any activity that violates laws, infringes on intellectual property, or interferes with the site’s functionality. All site content, including text, design, and branding, is the intellectual property of CMG Media and may not be copied or used without written permission. All content is provided for informational purposes only and does not constitute professional, financial, or legal advice. CMG Media is not liable for any damages or losses resulting from the use of our website or services. By using our services, you consent to the collection and use of personal information, including through cookies and tools such as Google Analytics, in accordance with our Privacy Policy. You also agree that we reserve the right to use your customer data for internal marketing purposes and to share it with our subsidiary or affiliated companies to deliver related services. These terms are governed by the laws of the State of Delaware, United States. CMG Media may modify these Terms at any time, and continued use of the website constitutes acceptance of any changes. For any questions regarding these Terms, please contact us at info@thecmgmedia.com.